How To Activate a PIN Debit Card

What is a PIN Debit Card?

A “PIN” is a security code that belongs to you. PIN stands for personal identification number. A bank or credit union gives you a PIN when you get a debit card.

You can change your PIN to a number you will remember. When you use your debit card, you need to enter your PIN on a keypad.

How To Activate a PIN Debit Card

Follow these Steps to Activate a Debit Card Using an ATM Machine:

  • Gently open the sealed envelope to obtain your four-digit PIN, which was provided to you by the bank along with your debit card
  • Insert your debit card into the ATM
  • Enter the debit card number and the ATM pin
  • You will then be prompted to create a new ATM pin
  • Follow the instructions on the machine to enter your new ATM PIN, and your card will be activated

How do I set my PIN on a new debit card?

Website or mobile app

Many banks allow customers to change or reset their debit card PIN via their website or mobile app’s debit help center where to change PIN. This section is typically located online under security settings, personal settings or customer self-service.

How do I know if my debit card is activated?

I advice you to call the debit card company. A representative can check the activation status of your card and help you activate an inactive card.

In addition, many banks allow you to activate your debit card at an ATM if you know your PIN. Insert the card into the ATM, enter the PIN, and the card should be activated.

How long does it take a debit card to activate?

Once you receive your card you activate it over the phone and away you go. The time it takes to activate a new ATM or debit card after ordering it online can vary depending on the bank or financial institution. Typically, activation can take anywhere from a few hours to a few days.