How To Activate a Payroll Card

How To Activate a Payroll Card

What is Payroll Card?

A payroll card is a prepaid card employers can use to pay an employee’s wages or salary each payday. Payroll cards allow employers to pay employees who do not have bank accounts. Payroll cards include the ability to pay bills and shop online.

How To Activate a Payroll Card

Call 1‐888‐913‐0900 and follow the prompt to log into your paycard account. 2. Enter your card number and your account access code. Your initial account access code is the last 4 digits of your social security number.

Frequently Asked Questions

How do I use my payroll card?

On payday, your organization would deposit an employee’s wages on their card. The employee can then use the card to make cash withdrawals from ATMs and to make purchases, just like a debit card from a bank account.

Can you withdraw money from a payroll card?

You also can use your payroll card to access cash at ATMs. Some payroll cards offer one or more free in-network ATM withdrawals per pay period. You can locate in-network ATMs online, at the same website where you log in to your card account, or ask your employer for a list.

Do you have to activate a pay card?

A pay card is a prepaid, reloadable card, similar to a debit card, that employee wages can be loaded to each pay period. Payments are loaded electronically and employees need only to activate the card to receive their wages. Access to funds is immediate.

Do payroll cards have a pin?

In many ways, personalized payroll cards work the same way as check or debit card. When making a purchase, you may choose “credit” to sign the receipt or “debit” to use your PIN and get cash back.

How do I check my payroll card balance?

Via phone, you can get quick account information or speak to a Customer Service representative. Call the toll-free number on the back of the card and use the automated system. Via text alert, you can text “BAL” to 90831 to receive your balance by text message.

What is ATM payroll card?

A payroll card is an employer-issued debit card where your payroll sends a worker’s wages. Your workers then have access to their money from this card and can use it as a debit card.

Can you pay without a PIN number?

In most cases, if you’re making a purchase online, you don’t have to enter the card’s PIN. Instead, you enter the card number, expiration date, and the cardholder’s name. In some cases, you may also be prompted to enter the billing address for the card and the three-digit security code on the back of the card.

Can I use my payroll account to pay?

The money going into the payroll account will only be used for payroll. For example, you won’t write checks to vendors from your payroll account. You would make checks out from your main business bank account. Companies can choose to separate business income and expenses by account.

How can I activate my card without going to bank?

No matter where you bank, the process is similar. You can call the automated number on the card to activate it and set up your PIN number. Or, you can activate the card through your bank, by using it at an ATM, or by making a purchase anywhere Visa is accepted.