How To Activate a New HDFC Credit Card after Expiry

How To Activate a New HDFC Credit Card after Expiry

What is HDFC?

The Housing Development Finance Corporation Limited or HDFC Ltd was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector.

How To Activate a New HDFC Credit Card after Expiry

  1. Visit any HDFC Bank ATM.
  2. Insert your credit card and enter the PIN.
  3. Select the “Services” option from the menu.
  4. Choose the “Credit Card PIN Generation” option and follow the instructions to generate a PIN.
  5. Your credit card will be activated once you have successfully generated the PIN.

Frequently Asked Questions

How can I activate my expired HDFC credit card?

Through ATM: You can visit any of the nearest HDFC Bank ATMs and set your four-digit PIN by using a green PIN that you receive on your registered mobile number. Through IVR: You can also contact HDFC Credit Card customer care and follow the instructions given by IVR to activate your card for future transactions.

How do I know if my HDFC credit card is active?

HDFC Bank credit card status enquiry

For all credit card related enquiries, you can call the HDFC bank toll free number 61606161 / 6160616.

Can I use my HDFC credit card after expiry date?

If the expiry date printed on the credit card is ’06/22′, then this means that the card will be expiring in the year 2022 in the month of June. And since the exact date is not mentioned, it means that the card can be used till the last day of the month.

Can an expired credit card still be used?

 Typically, credit cards don’t work after their expiration date. No one wants to have their card declined while there’s a bunch of people behind them in a checkout line—but that’s likely what will happen if you try to use your card after it’s expired.

Will I be charged if I don’t activate my credit card?

A credit card account opens from the moment of approval, not activation; activation lets the issuer know that the rightful card owner received the card. If a card has an annual fee, that charge will be on the billing statement regardless of whether you activate the card.

What happens if I don’t activate my HDFC credit card?

In case you do not activate your HDFC Bank Credit Card during the 30-day grace period, HDFC Bank will be obligated to close your Credit Card per RBI norms.

Does CVV change when card expires?

If you sign up for a new credit card or replace an existing one, you’ll end up with a new code; the same applies if your current card expires and you receive a replacement. Even if your credit card number is exactly the same, you will still have a different CVV.

Do I have to renew an expired credit card?

(Only the card itself expires, not the credit card account.) The chip on the card can become worn, and plastic can break. So at certain intervals—typically every three years—your credit card company will send you a new card. The second big reason is fraud prevention.

Can I get a refund on an expired credit card?

Most of the time, the card-issuing bank will allow the refund to process and accept the funds. If the cardholder has the same card-issuer and bank account, then funds will be successfully credited to that account.

What is the grace period of HDFC Bank credit card?

For instance, HDFC Bank offers interest-free credit period of 20 to 50 days. So, for a HDFC credit card with a grace period of up to 50 days, if the statement date is 5th of every month, the payment due date would be 25th of the same month.