How To Activate a New HCI Card

How To Activate a New HCI Card

What is HCI Card?

HCI offers members a number of ways to cover their premiums – HCI payment options include direct debit, in person, BPAY and credit cards.

How To Activate a New HCI Card

Call the bank’s card activation number that can likely be found on the activation sticker on the front of your debit card. Listen to the prompts on your call and go through them to activate your card. You can also talk to a customer service employee, at the bank or on the phone, if you need assistance.

Frequently Asked Questions

What is the limit on a credit card payment?

What is a credit card limit? A credit card limit is the total amount of money you can charge to a credit card. If your credit card has a limit of $5,000, for example, it means you can carry a balance of up to $5,000 on your credit card.

What is a credit card limit amount?

A credit limit is the maximum amount of money a lender will allow you to spend on a credit card or a line of credit. Knowing your maximum, however, does not mean it’s a good idea to reach it.

Who qualifies for credit card?

  • Original ID document (must be 18 years or older)
  • Latest salary slip.
  • 3-month bank statement.
  • The minimum salary requirement for a credit card application is R5 000 and R10 000 for self-employed clients.

Do credit cards have daily limits?

Credit cards have a daily spending limit typically lower than your card’s overall credit limit. Card issuers may also have a daily credit card transaction limit as a fraud prevention measure.

Who Cannot apply for a credit card?

The Equal Credit Opportunity Act requires credit card issuers to send applicants the rationale for any declined application within seven days. Common reasons include a high debt-to-income ratio, a low credit score, insufficient monthly income, a limited credit history or delinquencies.