How To Activate a New Bank of America Credit Card

How To Activate a New Bank of America Credit Card

What is Bank of America Credit Card?

Bank of America offers credit cards featuring benefits from travel and cash back to an exceptional suite of services and experiences, all curated to complement your lifestyle. As a Private Bank client, you will earn 75% more points on every purchase, if you’re enrolled in Bank of America’s Preferred Rewards program.

How To Activate a New Bank of America Credit Card

The quickest way to activate your personal credit card is with your Online Banking ID and Passcode. We’ll confirm your identity, verify your card and get you on your way. If you don’t use Online Banking yet, simply enroll to activate your credit card.

Frequently Asked Questions

How do I activate my Bank of America credit one card?

You can activate a Credit One card either online or over the phone at (800) 797-6534. You may also call the activation number on the sticker attached to your new card. As a security measure, Credit One recommends calling from the telephone number that you listed on your application.

How do I activate my new bank card?

No matter where you bank, the process is similar. You can call the automated number on the card to activate it and set up your PIN number. Or, you can activate the card through your bank, by using it at an ATM, or by making a purchase anywhere Visa is accepted.

How can I activate my credit card without calling?

Activating credit cards online is a convenient option that doesn’t require dialing any numbers or listening to any automated menus. Some card issuers allow you to complete card activation through a mobile app. Other credit card issuers have online banking options to easily activate your credit card online.

How do I know if my credit card is activated?

One way to check if your card is active is by calling your card issuer’s customer support phone number and asking. This number is usually listed on the back of your card. Besides maybe a few seconds of hold time, this is the quickest and easiest way to check the status of your card.

How do I know if my new card is activated?

Call customer service: You can call the phone number on the back of your credit card to reach customer service. You’ll be able to check the status of your card and, if it is deactivated, you can ask about reactivation. Make a purchase: Another way to check if a card is active is to try and use it to make a purchase.

How long does it take to activate a credit card?

Activation is generally the same no matter which credit card you have and only takes a few minutes. Instant credit cards—which some card issuers provide for use before your physical credit card arrives—have some slightly different steps but they’re fairly straightforward to figure out.

How do I activate my US bank card by phone?

We make it easy to activate your new debit card. Follow the steps below to activate your debit card in online banking or our mobile app, or contact us at 800-236-3838 to activate it via our automated phone system. You also can activate your card by making a deposit or withdrawal at any U.S. Bank ATM.

How do I set a PIN for my Bank of America credit card?

Your PIN must be 4 digits (some foreign ATMs do not accept PINs longer than 4 digits). To request or update your credit card PIN: Log in to Online Banking. You may also request your PIN using our Mobile Banking app or by calling the number on the back of your card.

What happens to a credit card that is never activated?

While not using your card can help your utilization, it may impact your account status. If you don’t activate a credit card and thus don’t use the card, your account may be closed. Card issuers typically close accounts that aren’t used within a certain time period, usually over a year.

Can I activate my credit card on my phone?

Activating a new credit card is an easy process that you may be able to do online, using a mobile app or by phone. Be prepared to verify your identity and your new card information when activating a credit card.