How To Activate a New Bank of America Card
What is Bank of America Card?
The Bank of America Premium Rewards credit card is great for saving on travel and dining purchases, which earn you 2 points for every dollar spent. You also earn 1.5 points on all other eligible purchases, but Preferred Rewards members can earn up to 75 percent more in rewards with this card.
How To Activate a New Bank of America Card
The quickest way to activate your personal credit card is with your Online Banking ID and Passcode. We’ll confirm your identity, verify your card and get you on your way. If you don’t use Online Banking yet, simply enroll to activate your credit card.
Frequently Asked Questions
How do I activate my new Bank card?
No matter where you bank, the process is similar. You can call the automated number on the card to activate it and set up your PIN number. Or, you can activate the card through your bank, by using it at an ATM, or by making a purchase anywhere Visa is accepted.
Can I activate Bank of America card online?
The quickest way to activate your personal credit card is with your Online Banking ID and Passcode. We’ll confirm your identity, verify your card and get you on your way. If you don’t use Online Banking yet, simply enroll to activate your credit card.
How do I activate my US bank card by phone?
We make it easy to activate your new debit card. Follow the steps below to activate your debit card in online banking or our mobile app, or contact us at 800-236-3838 to activate it via our automated phone system. You also can activate your card by making a deposit or withdrawal at any U.S. Bank ATM.
How do I know if my card is activated?
Call customer service: You can call the phone number on the back of your credit card to reach customer service. You’ll be able to check the status of your card and, if it is deactivated, you can ask about reactivation. Make a purchase: Another way to check if a card is active is to try and use it to make a purchase.
How do I know if my Bank of America credit card is active?
You can check your Bank of America credit card status either online or over the phone, by calling customer service at (866) 422-8089.
How can I activate my ATM card online?
You need to login to the respective bank’s internet banking portal. Once you log in, go to the section marked as ‘Debit Card’. There will be instructions on how to generate an ATM PIN for your Debit Card. Generate an ATM PIN by following those instructions and your Debit Card will be activated online.
Can I use my new debit card straight away?
You don’t need to do anything to activate your debit card. You’ll be able to use it to make online payments as soon as it arrives in the post.
How long does it take to activate an ATM card?
The bank’s policies: Different banks have different policies on how long it takes to activate an ATM debit card. Some banks may activate the card immediately, while others may take a few days. The type of card: Some types of ATM debit cards, such as prepaid cards, may take longer to activate than other types of cards.
Do you need to activate a bank card before using it?
You don’t need to activate your new debit card when you receive it – it’ll be ready to use straightaway. If you want to make a contactless payment, you’ll need to do a chip-and-PIN transaction first. The new card we send you will have a different number.
What happens if your card is not activated?
If you do not activate your card, your credit card will be closed by your issuer and you cannot use it for any kind of transactions. Therefore, even if your card comes with an annual fee, you do not have to pay it as your account will be closed