How To Activate a Lloyds Debit Card

How To Activate a Lloyds Debit Card

What is Lloyds Debit Card?

Your debit card allows you to spend online and in shops for all sorts of goods and services, and takes the payment directly from your bank account. You’ll get one with most Lloyds Bank current accounts. With a debit card, you can: book or buy online, in shops, or over the phone.

How To Activate a Lloyds Debit Card

The fastest way to activate your new credit card is through our app or secure online form. If you would rather to speak to a member of our team you can call us on 0800 032 044 or +44 2074 812 548 from outside the UK.

Frequently Asked Questions

Does Lloyds card need to be activated?

You need to activate your new credit card before you start using it.

How do I activate my debit card?

Insert the debit card in the ATM and use the PIN provided by the bank. Follow the prompts on your bank’s ATM screen to finalize activation of your debit card.

How do I activate my Lloyds debit card contactless?

The first time you use your contactless card for a transaction, you’ll be asked to use chip and PIN or sign for your purchase. Once you’ve done that, all future transactions can be contactless. You need to hold your card very close to the reader (around 2 – 4 centimetres) for it to work.

Can I use my new Lloyds debit card straight away?

There is no need to activate the card. You should use it straight away and discard your old card securely. Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an advisor for more information.

Can I activate my card online?

To activate your new credit card you’ll need the credit card number and your date of birth. You can either activate your card via online banking, mobile banking, phoning the card provider directly or in person at the nearest branch of your bank.

How can I activate my card without going to bank?

You need to login to the respective bank’s internet banking portal. Once you log in, go to the section marked as ‘Debit Card’. There will be instructions on how to generate an ATM PIN for your Debit Card. Generate an ATM PIN by following those instructions and your Debit Card will be activated online.

Where is Lloyds activation code?

Make sure you have your activation code ready. We emailed this to you when we set up your account. You’ll also need your username, which your administrator created for you, and your security card, card reader and PIN.

How do I activate my debit card via SMS?

Step 1: SMS ‘PIN 5678 ABCD’ to 567676. Step 2: Here, 5678 represents the last four digits of your debit card number and ABCD represents the last four digits of your bank account number linked to the debit card. Once the SMS is sent, you will receive an OTP number on your mobile.