How To Activate a Home Depot Credit Card

How To Activate a Home Depot Credit Card

What is a Home Depot Credit Card?

The Home Depot® Consumer Credit Card is a convenient option to extend your purchasing power for everyday purchases at The Home Depot® locations and online stores. It offers six months financing on purchases of $299 or more and extends your window for returns to one year, subject to The Home Depot® Returns Policy.

How To Activate a Home Depot Credit Card

You can activate your Home Depot® Credit Card either online or over the phone at (800) 677-0232.

Frequently Asked Questions

How do I know if my Home Depot card is active?

To verify a Home Depot® Credit Card, call Citibank at 1-800-677-0232, visit the online card verification page or use the mobile app. Once a cardholder verifies their Home Depot® Credit Card, they will be able to start using it for purchases.

How to activate a credit card?

Call the number on the card

Look for a sticker on your credit card that contains instructions on how to activate your card. There will be an option for activating your card over the phone by dialing a toll-free number and following instructions from an automated voice operator.

Can I use Home Depot credit card immediately?

Editorial and user-generated content is not provided, reviewed or endorsed by any company. Yes, you can use your Home Depot® Credit Card instantly after approval. Once you’re approved, you will receive a temporary shopping pass via email.

How do I know if my card is activated?

Call customer service: You can call the phone number on the back of your credit card to reach customer service. You’ll be able to check the status of your card and, if it is deactivated, you can ask about reactivation. Make a purchase: Another way to check if a card is active is to try and use it to make a purchase.

What is the phone number for Home Depot credit card activation?

contact Home Depot Credit Services at 1-866-875-5488 and notify them of any problems you are encountering. Support Representatives are available 24 hours a day, 7 days a week.

How to use Home Depot card online?

To use your card online, first add selected items to cart. At checkout, under the Payment tab, choose “apply a gift card” and insert your card number and PIN to place your order. WHERE TO BUY HOME DEPOT GIFT CARDS Home Depot gift cards can be purchased and redeemed in store or online.

How do I check my Home Depot store credit?

How can I check the balance remaining on my store credit? Visit a local The Home Depot store and ask a cashier to check the balance for you. Store credit balance inquiries cannot be made online.

Can I use my Home Depot credit card anywhere?

All of the Home Depot credit cards or credit accounts can only be used at Home Depot stores or for qualifying purchases on This means these cards are “closed-loop” and cannot be used with other stores or vendors.

How long does a Home Depot credit card stay active?

WalletHub, Financial Company

Home Depot Credit Card accounts that are not used over a period of 24 months are closed automatically. Still, issuers will send out a written notification if they decide to close your account due to inactivity, and you will have a specified timeframe during which you can resume using it.

Can Home Depot credit card be used online?

The Home Depot credit card, which is a private label card, can be used online or in Home Depot stores. Note that Home Depot’s two consumer credit cards cannot be used at other stores or retailers, as it is not a general-use credit card.

How much credit do I need to get a Home Depot credit card?

As with most other store credit cards, Home Depot requires a credit score of 640 or higher as the minimum to qualify for approval. A 640 credit score falls in the fair credit range of the FICO® Score.