How To Activate a HDFC Credit Card

How To Activate a HDFC Credit Card

What is a HDFC Credit Card?

By using a Credit Card, you are taking money on credit from the issuer. It’s a bit like a loan, on which you may have to pay interest. However, this is applicable only if you don’t pay the entire bill that you get. If you leave some amount pending, you will be charged interest on it.

How To Activate a HDFC Credit Card

To activate your new credit card you’ll need the credit card number and your date of birth. You can either activate your card via online banking, mobile banking, phoning the card provider directly or in person at the nearest branch of your bank.

Frequently Asked Questions

Can I activate my HDFC credit card online?

However, you can enable this immediately by using Netbanking, WhatsApp Banking, EVA or IVR. 14.

How do I know if my HDFC credit card is active?

HDFC Bank credit card status enquiry

For all credit card related enquiries, you can call the HDFC bank toll free number 61606161 / 6160616.

How can I start my HDFC credit card for the first time?

How to Activate HDFC Credit Card by Enabling Transactions

  1. Through MyCards:
  2. Step 1: Visit the official website of MyCard, i.e., Mycards.hdfcbank.com.
  3. Step 2: Log in using OTP and link your credit card to enable it.
  4. Step 3: Click on the ‘Card Control’ tab.
  5. Step 4: Enable online, contactless and international transactions.

How do you activate a new credit card?

How do I activate a new credit card? To activate your new credit card you’ll need the credit card number and your date of birth. You can either activate your card via online banking, mobile banking, phoning the card provider directly or in person at the nearest branch of your bank.

How can I activate my HDFC credit card by phone?

1860 266 0333. Upon calling the IVR, you need to input your card number, validate it through OTP and set your preferred PIN. – Through NetBanking/MobileBanking​​​​​​​ – Log in to your HDFC Bank NetBanking Account (or MobileBanking App) and locate the ‘Cards’ tab.

What happens if HDFC credit card is not activated?

Your Credit Card will be closed and cannot be used further as per the regulations. Request you to contact us to apply for new credit card in future.

How long does it take to activate HDFC card?

HDFC Bank Credit Card holders have to activate their Credit Cards within 37 days from Card Open Date, as per ‘Master Direction – Credit and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022 realized by Reserve bank of India (RBI).

Can I generate HDFC credit card PIN online?

If you’re an existing HDFC net banking user, you can login to your account to generate HDFC credit card PIN instantly. If you don’t have an online account, you can register for HDFC credit card net banking using your new credit card.

How can I withdraw money from HDFC credit card?

Cash from HDFC Credit Cards can be withdrawn at any of the ATMs, not necessarily from HDFC ATMs. And the procedure to withdraw cash is similar to withdrawing cash using a debit card. However, before withdrawing the cash make sure you have enough cash limit on your card.

Why my HDFC credit card is declined?

But, if your application gets rejected in the HDFC bank. The following things you should do; Check you credit score – whether you have applied for multiple credit cards, default payment, multiple loans, EMI repayment irregularity. Low income – check if income is lower than the required for credit card.