How To Activate a Credit Card Without Social Security Number

How To Activate a Credit Card Without Social Security Number

What is Credit Card?

A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card thus accrues debt that has to be repaid later. Credit cards are one of the most widely used forms of payment across the world.

How To Activate a Credit Card Without Social Security Number

  1. Get an Individual Taxpayer Identification Number
  2. Ensure you meet credit history qualifications
  3. Consider cards that don’t require a Social Security number
  4. Build your credit, with or without a Social Security number

Frequently Asked Questions

Can you activate a credit card without SSN?

To get a credit card without a Social Security number you’ll need to verify your identity another way, which is typical with an Individual Taxpayer Identification Number (ITIN). A number of major credit card issuers allow you to apply for cards online using an ITIN as a replacement for an SSN.

Which credit card can I get without SSN?

  • Chase Freedom Rise℠ * …
  • Capital One Quicksilver Secured Cash Rewards Credit Card * …
  • Petal® 2 “Cash Back, No Fees” Visa® Credit Card * …
  • Discover it® Secured Credit Card * …
  • Discover it® Student Cash Back * …
  • Best credit cards for no Social Security number of November 2023.

How can I run credit without SSN?

How to Check a Credit History Without an SSN

  1. Copy of a government-issued ID with current address.
  2. Copy of a current utility bill, bank statement, or insurance statement.
  3. Full name including middle initial and generation.
  4. Individual Tax Payer Number (ITIN)
  5. Date of birth.
  6. Complete addresses for the past two years.

What can I use instead of SSN?

An ITIN, or Individual Taxpayer Identification Number, is a tax processing number only available for certain nonresident and resident aliens, their spouses, and dependents who cannot get a Social Security Number (SSN). It is a 9-digit number, beginning with the number “9”, formatted like an SSN (NNN-NN-NNNN).

Does Bank of America give credit card without SSN?

With a valid ITIN—a number which is only available to those not eligible for a SSN—two great cards you may qualify for are the Bank of America® Travel Rewards credit card for Students and the Bank of America® Customized Cash Rewards credit card. Both of these will earn you rewards.

Can I apply for Apple card without SSN?

Yes, you can obtain an Apple Card MasterCard with an ITIN. You do not need a Social Security number and in the requirements muguy listed, you’ll notice a Social Security number is not a requirement.

Can we open account without SSN?

You are not required to have a social security number to open a checking or savings account. To open a checking or savings account, the bank or credit union will need to verify your name, date of birth, address, and ID number.

Can I have a debit card without SSN?

If you don’t have a U.S. government-issued SSN or ITIN, some banks and credit unions will accept a passport number and country of issuance, an alien identification card number, or other government-issued ID number.

Does Capital One require Social Security number?

Many of the top credit card issuers have rewards credit cards you can apply for using an ITIN, including Chase, American Express and Capital One. But if you’re getting a credit card without an SSN, you’ll still need to meet the card issuer’s other application requirements.

Does Wells Fargo require SSN?

Checking account: A checking account can be opened individually or jointly. You’ll need basic information like your home address, email address and phone number, as well as identification documents such as a driver’s license, Social Security Number, and a minimum opening deposit amount.